Dealing with money / households
About the topic
The key to a healthy financial life is to have an overview of your own finances. The key to this is planning. Without planning, it can happen that more is spent each month than is taken in, resulting in a minus in the medium term.
Using simple methods (household book, budget planning, …) you get a good overview of your own financial situation. With this overview, the future can be planned and the finances under control.
Framework data
| Target group | Adults ● in the field of education, training and further education ● in measures of the labor market service ● in residential groups and social institutions ● in other courses, etc. |
| Time frame | 110 – 120 minutes |
| Requirements |
Room with sufficient space for small group work and undisturbed individual work. Technical requirements: Laptop and beamer, flipchart, pinboard |
Learning objectives
● Reflecting on one’s own spending behavior
● Demonstrating the right way to save
● household budget and sticking
● to it Creating reserves
● Gaining an overview of one’s own finances Optimizing
● finances
Schedule – Overview
|
Methods Pool |
Duration in minutes |
Complexity |
|
1. How much do I spend on … Annex “How much do I spend on…” |
15 |
Easy |
|
2. Income and expenses File “Income_Expenses” |
35 |
Medium |
|
3. Theory input Budgeting |
15 |
Medium |
|
4. Brain writing “Saving tips” Consolidation Annex “Savings tips” |
45 |
Simple |
1. How much do I spend on …
|
Setting |
Individual work and plenum |
|
Goal |
Getting to know the group. Discussion about spending behavior |
|
Material |
Enclosure “How much do I spend on …” (7 pieces of paper) copy in DIN A3 format if possible Pens |
|
Duration |
15 minutes |
|
Further information |
Movement helps the participants to arrive. It helps you get talking. |
2. Income and expenses
|
Setting |
Individual work (list) – Plenary (debriefing) |
|
Goal |
Reflecting on one’s own income and expenditure Identifying “blind spots” |
|
Material |
File “Income_expenses” for each participant Pens Flipcharts |
|
Duration |
35 minutes |
|
Further information |
It is important that each participant fills out the list individually. The results are NOT discussed in the group. The point of the exercise is to determine which positions the participants are aware of and which positions the participants do not know – where their “blind spots” are. |
3. Budget planning
|
Setting |
Plenary session |
|
Objective |
Demonstrating a possibility of budget planning |
|
Material |
slides “Budget planning” Laptop and beamer |
|
Duration |
15 minutes |
|
Further information |
|
4. “Saving tips” brain writing
|
Setting |
Group work and plenary session |
|
Objective |
savings |
|
Material |
Supplement “Saving tips” on a flipchart or DIN A3 copy Pens |
|
Duration |
45 minutes |
|
Further information |
|