Financial Crisis Management and Debt settlement

About the topic

Debt can quickly lead to problems. Looking away doesn’t help in a situation like this. On the contrary – this makes everything worse even faster and inevitably leads to financial failure.

With timely countermeasures, a lot can be avoided and the debt can be settled.

Those affected receive support through free debt advice.

Framework data

Target group

Adults
●      in the field of education, training and further education
●      in measures of the labor market service
●      in residential groups and social institutions
●      in other courses, etc. 

Time frame

115 – 135 minutes

Requirements

Room with sufficient space for small group

Technical requirements: laptop and beamer

 

Learning objectives

● Getting to know the causes of debt
● Identifying possible ways into over-indebtedness
● Raising awareness of one’s own finances
● Pointing out ways out of debt
● Using case studies to show possible solutions
● Getting to know the support measures of debt counseling.

    Schedule – Overview

    Methods Pool

    Duration in minutes

    Complexity

     

    1. Why do so many people have  (so many)  debts?
      Dealing with the causes of debt

     

    15

     

    Easy

     

    1. Brainwriting “Debts”
      Questions on the subject of “Debt”

      Annex “Debts”

     

    45

     

    Easy

     

    1. First aid tips
      Theory input for debt settlement

      Presentation “Debt settlement”
      or
      presentation “Debt settlement explanation”

     

     

     

     

    10

     

    30

     

    Medium

     

    1. Case studies
      Cases from practice to work out possible debt

      Annex “Case Studies”

      Annex “Solution Case Studies”

     

     

    45

     

    Easy
    PDF Download

    1. Why do so many people have (so many) debts?

    Setting

    Plenum

    Goal

    Getting to know the group.

    Discussing debt situations

    Material

    Flipchart

    Duration

    15 minutes

    Further information

    Exercise helps the participants to settle down. It helps you get talking.
    Learn more

    2. Brainwriting “Debts”

    Setting

    Group work and plenary session

    Goal

    Discuss debts

    Material

    Annex “Debts” on a flipchart or DIN A3 copy

    Pens

    Duration

    50 minutes

    Further information

     
    Learn more

    3. Theoretical input: “First aid tips”

    Setting

    Plenary

    Goal

    Presentation of the various options for debt settlement

    Material

    Presentation “Debt settlement” or

    presentation “Debt settlement explanation”

    Beamer

    Laptop

    Duration

    10 – 30 minutes

    Further information

    Depending on time resources, the shortened or more detailed presentation can be selected.
    Learn more

    4. Case studies

    Setting

    Group work and plenary session

    Goal

    Dealing with debt histories.

    Consideration of possible solution steps

    Material

    Annex “Case studies

    Pens, pieces of paper

    Duration

    45 minutes
    Learn more