Financial Crisis Management and Debt settlement
About the topic
Debt can quickly lead to problems. Looking away doesn’t help in a situation like this. On the contrary – this makes everything worse even faster and inevitably leads to financial failure.
With timely countermeasures, a lot can be avoided and the debt can be settled.
Those affected receive support through free debt advice.
Framework data
Target group |
Adults |
Time frame |
115 – 135 minutes |
Requirements |
Room with sufficient space for small group Technical requirements: laptop and beamer |
Learning objectives
● Getting to know the causes of debt
● Identifying possible ways into over-indebtedness
● Raising awareness of one’s own finances
● Pointing out ways out of debt
● Using case studies to show possible solutions
● Getting to know the support measures of debt counseling.
Schedule – Overview
Methods Pool |
Duration in minutes |
Complexity |
|
15 |
Easy |
|
45 |
Easy |
|
10
30 |
Medium |
|
45 |
Easy |
1. Why do so many people have (so many) debts?
Setting |
Plenum |
Goal |
Getting to know the group. Discussing debt situations |
Material |
Flipchart |
Duration |
15 minutes |
Further information |
Exercise helps the participants to settle down. It helps you get talking. |
2. Brainwriting “Debts”
Setting |
Group work and plenary session |
Goal |
Discuss debts |
Material |
Annex “Debts” on a flipchart or DIN A3 copy Pens |
Duration |
50 minutes |
Further information |
|
3. Theoretical input: “First aid tips”
Setting |
Plenary |
Goal |
Presentation of the various options for debt settlement |
Material |
Presentation “Debt settlement” or presentation “Debt settlement explanation” Beamer Laptop |
Duration |
10 – 30 minutes |
Further information |
Depending on time resources, the shortened or more detailed presentation can be selected. |
4. Case studies
Setting |
Group work and plenary session |
Goal |
Dealing with debt histories. Consideration of possible solution steps |
Material |
Annex “Case studies Pens, pieces of paper |
Duration |
45 minutes |