1. All about income

Put the chairs aside so that there is enough free space for movement.

The trainer places one chair in a corner. This stands for “yes”. 

Another chair is placed on the opposite side of the room. This stands for “No”.

Then, the trainer reads out to the participants one statement after the other. According to their personal assessment, the participants position themselves around the corresponding chair.

After each statement, the participants’ answers to the statements are collected.

Proposition of statements:

• I know how much money / what income I have each month.
• When money is tight, I try to increase my income rather than save on expenses.
• In order to increase my earnings, I have already tried out many alternative ways of getting income.
• I know about grants and subsidies.
• I earn 3,000 euros gross. Therefore, I get paid 3,000 euros.*
• If I get 3,000 euros gross, I also only cost my employer 3,000 euros.**

* Explanation of 3,000 euros “gross” and what I get paid “net”.

From my gross salary of 3,000 euros, a lot is deducted (social security, tax, …). In the end, I get paid about 2,040 euros net.

**Explanation of 3,000 euros gross and actual costs for employer

No! The employer has to pay additional contributions (social security, …). If I earn 3,000 euros, I cost my employer around 3,900 euros. To put it simply, the employer has to pay approx. 30% in levies/taxes in addition to the gross amount.