Provision and insurance
On the topic
Many people have provision products or insurance. Most of the time, however, they do not have a precise overview of their products or do not know what they are good for. It is also noticeable that some people are over-insured or invest incorrectly. They close long-term products but run out of money if something unforeseen happens.
You rely too much on others (insurance brokers, bank employees, …) and overlook the fact that they are paid in commissions for actual sales. The customer is therefore often not the focus of the sales pitch. And so the above facts are self-explanatory.
Framework data
|
Target group |
Adults |
|
Time frame |
100 – 110 minutes |
|
Requirements |
Room with sufficient space for small group work. Technical equipment (beamer, laptop). |
Learning goals
- Dealing with your own investment wishes
- Become aware of the “right way to save”
- Get to know pension products
- Deal with your own insurance
- Get to know which insurance covers which damage
Schedule – Overview
|
Methods Pool |
pool Duration in minutes |
Complexity |
|
1. Lottery win |
15 |
Easy |
|
2. Theoretical input Set of slides “The 3 stages of saving” |
20 |
Medium |
|
3. Magic triangle of investing Annex “Magic triangle of investing” |
35 |
Medium |
|
4. Insurance and insurance claims Annex “Insurance” Annex “Insurance claims” Solution “Insurance claims” |
40 |
Medium |
1. Lottery
|
Setting |
Pairs and plenum |
|
Goal |
Getting to know the group. Exchange of pension options |
|
Material |
Presentation cards and pens Flipchart |
|
Duration |
15 minutes |
|
Further information |
By collecting information on the flipchart, you get a first impression of which pension products are already known. |
2. The 3 stages of saving
|
Setting |
Plenary session |
|
Goal |
Demonstrating a step-by-step plan for wealth accumulation Explaining the magic triangle of financial investment |
|
Material |
slides “The 3 stages of saving” Laptop and beamer |
|
Duration |
20 minutes |
|
Further information |
Many people make the wrong provisions for their future. They buy products with a long term, but have no savings reserves for short-term expenses. The theoretical input is intended to show that the near future should be thought of first. Only when possible expenses in the near future are secured can longer-term investments be made. |
3. Magic triangle of investment
|
Setting |
Group work – plenary session (debriefing) |
|
Goal |
Examine different investment options Becoming aware of the interrelationship of the individual factors of the magic triangle of investment |
|
Material |
Annex “Magic triangle of investment” Pens Flipcharts with the “Magic triangle of investment” |
|
Duration |
35 minutes |
|
Further information |
By positioning the individual investment options, the participants should become aware that every type of investment has advantages and disadvantages. It is not possible to achieve 100% of all 3 factors (security, yield, liquidity). Depending on personal attitude and the desired goal, everyone has to find the right type of system for themselves. |
4. Insurance and insurance claims
|
Setting |
Pairs and in a plenary session |
|
Goal |
Exchange information about insurance Getting to know different types of insurance |
|
Material |
Supplement “Insurance” – 1st round Supplement “Insurance claims” – 2nd round Pens Flipchart |
|
Duration |
40 minutes |
|
Further information |
The collection on the flipchart gives you a first impression which insurance companies are already known. |